Pres. Obama fails to support his People, and his fellow Americans

We need new leadership and statesmen in Washington and in state legislatures to deal with the special interest domination of HOA legislation that is detrimental to those living in HOAs, and detrimental to the  foundations of our democratic system of government. We need people who are not afraid to stand up and take a position that they know is right and just against a system that is dominated by the special interest HOA stakeholders.

Obama had the opportunity to speak up for his People who maintain that a bias exists by the courts and police toward Blacks.  He missed his opportunity to lead by stating that he thought the Ferguson decision was wrong and was going to issue an executive order to investigate the Brown murder and procedure used in the grand jury process.

He is no leader, not like Teddy Roosevelt or Franklin Roosevelt who used executive action to advance causes that they truly believed in; causes that they stood up and defended vehemently against strong opposition and criticism.[1]   He does not rise to the level of the Roosevelts.  He failed to back his People, the people who brought him to power and who supported him in his presidency.

Rather, Obama comes before the camera, the people and his People, listless, flat, unemotional, lacking passion, and lacking the audacity to change.  Looking forlorn and wishing that he was not there.

He is a failure as a President. He is basically incompetent and should reign for the good of the country and for the good of all Americans.

Where are the statesmen who are not afraid to stand up and take a position that they know is right and just against a system that is dominated by the special interest HOA stakeholders.

Note 1.  See the PBS special The Roosevelts: An Intimate History.

The failure of the HOA to protect against obsolescence

Tyler P. Berding, CAI and the Foundation for Community Association Research (CAI affiliate) member, has come to realize that HOAs will become obsolete for a variety of reasons and property values will plunge. His “exit strategy,” as stated in his article, is unclear.  He writes (my emphasis),

The challenge is . . . formulating an appropriate exit strategy that will protect the individual’s investment when the inevitable occurs. At present, no appropriate strategy for preserving individual interests in the face of an obsolete community exists. It should be a legislative priority to find one.

The individual owner is trapped in this cycle. He cannot ‘opt out’ of the system. His only choice is to vote for increased assessments or not, or to sell. If he sells, his successor will be given the same choices. If the community fails, the owner’s interest will be lost. There is no present means by which an owner can salvage his separate interest in a failed community.

To better understand HOA obsolescence, think of your car. You bought it and it depreciates or becomes obsolescent over time.  Most people cannot buy a new car until the sell their old one, or trade it in; but, there are no “home dealers” to make home selling a relatively quick and easy process like car buying. As your home grows old, like the HOA’s common areas, repairs and maintenance demands continuously pop up.  Your property value drops – forget about the HOA’s common areas – your home value drops.  The obsolescence of the common areas does not help your home value. In a non-HOA subdivision, the county pays for the neighborhood maintenance.

Berding does not address what I call your home’s architectural obsolescence; that is, the layout, floor plan, or design of your home, which may no longer be fashionable as people’s tastes change. What the HOA can try to do, which would be a value of HOA living, is to mandate special assessments for repairs and maintenance.  It can do it simply by amending the CC&Rs since there is no protection in the HOA constitution against ex post facto amendments as in the US Constitution.  But, then again, was this part of “the deal” when you bought your home?

What if a homeowner has the cash to remodel his home to make it ‘fashionable’?  Would he get ACC approval? Fat chance!  Would the HOA revise its character of the community and allow homeowners to remodel and create more fashionable homes?  I mean, doesn’t that help maintain property values?  Fat chance!

But wait Berding, what about government intervention to preserve the HOA as quoted above?   What do you think that legislative priority will be, as the state faces a multitude of HOA communities becoming blighted areas?  My guess is that a law will be made mandating the payment of special assessments into reserve accounts to prevent HOAs from becoming obsolete.  Don’t think so?  Have you heard of Obama Care?

In this lengthy article Berding rambles and introduces aspects but fails to tie them all together, like, “It [the HOA] is more than a quasi-governmental agency” and “It is a multidimensional mix of principles” (referring to special or sui generis laws).   Is Berding saying below that the homeowners alone are responsible for the financial condition of the HOA, and individual rights get in the way (my emphasis)?  You know, you’re on your own. Judge for yourself.

In America, individual self-determination usually prevails, and that basic truth illuminates the fundamental flaw in the common interest development concept. In CID living, the success of the group is wholly dependent on the voluntary contribution of capital by each owner.

A community association in trouble cannot simply close the doors and walk away. The ‘village’ [note the reference to public governance terminology] has to pay the utilities, remove the garbage, and maintain the buildings if the owners are to have shelter. This cannot be effectively done without a consensus of the owners, because without owner approval, the association cannot raise sufficient funds to operate.

And in the absence of a consensus?  We know about consensus and member involvement in HOA matters, don’t we?  It seems obvious that the state must intervene, right?

Berding does make the important point that is essential for a healthy community – it’s up to the members to “do right.”   However, the mass merchandising of the HOA concept has worked against members pitching in to maintain property values, because that’s the HOA’s job, that’s why they bought into an HOA – them, not us.  Faulty indeed, but if the financial aspects of a close corporation where financing must come from the limited membership were disclosed, including the joint and severable liability of the members, who would buy an HOA home?  The home would lose all its traditional humanizing, family aspects and become just another dehumanizing material asset.

There’s much more to Berding’s article, which unfortunately gets bogged down in too much irrelevant detail.


See, Tyler P. Berding,  “The Uncertain Future of Common Interest Developments,” August 10, 2014.

On stopping HOA bullies and rediscovering lost values

Excerpts of guest blogs by George Staropoli on Ward Lucas’ blog, Neighbors at War!


Rediscovering Values

For a society, a community, to function in an orderly manner there must be not only rules, but a firm belief in the need to enforce just and fair rules and laws. Political philosophy says that where laws are unjust and unfair, then the democratic government is not legitimate, cause the reason for forming a social contract and surrendering freedoms is just that.

On Stopping Bullies

Proposed HOA reforms must include necessary and sufficient detriments to put an end to HOA bullying and abuse. People do not become angels when they become a board member, like our astute, politically savvy legislatures would like you to believe.

 If angels were to govern men, neither external nor internal controls on government would be necessary.  James Madison, The Federalist Papers, # 51.



CAI reacts to HOA Enlightenment Movement with targeted lobbying of legislators

Apparently, CAI Central in Falls Church, VA is feeling the heat of the Enlightenment Movement — the awakening of the public, the media and state legislators as to what HOA-Land is really all about.  It has sent an email (“You can Enhance CAI’s Advocacy Program by Participating in this Brief Interview,” July 24, 2013) to its faithful members — presumably its “volunteer” members who are for the most part HOA directors — asking for their participation in a survey of their relationships with elected officials.  Obviously, for intense, micro-managed lobbying efforts in support of CAI’s objectives.

By understanding our network of relationships with elected officials, we can build advocacy programs that advance our positions on any number of issues that directly impact our members and the community association industry.

Recall that I wrote that CAI was formed in 1973 to deal with the problems of HOAs as defined and modeled by the 1964 Homes Association Handbook.  In 1992, CAI made a substantial change in its mission and elected to no longer be an educational organization (Tax exempt 501(c)3) and to become a business trade organization (501(c)6).   It did so under mounting pressures and criticisms in articles, research journals, and books, including McKenzie’s Privatopia.  CAI had to reach the legislatures that controlled state laws regarding the HOA industry.

This latest “brief interview” is another attempt to influence legislators in favor of HOA friendly legislation, knowing that advocates are still fragmented.  With the response from the party faithful, CAI will not only know who the friendly legislators are, but what members have good relationships with specific officials.  CAI Central, or through the local state chapter, can then produce targeted emails — as successfully used by Obama in the past election — to influence legislators. The advocates, unless they want to demand copies of all emails, will be in the dark.

This tactic by CAI has ominous consequences for HOA reforms in every state!  It becomes extremely important that advocates and homeowners in every state seeking redress of HOA problems form an advocacy group to inform the public, the media and their legislators of their views.  As I have long argued, advocates must, even more so now, confront, challenge and expose CAI propaganda.  They must also advance quality reform legislation.

This tactic by CAI of addressing legislators in all states makes it a national issue of unfairly influencing state legislators to advance authoritarian private governments not subject to the US Constitution.  Homeowner rights advocacy groups must be given equal access to their legislators!  Advocates must be given equal bargaining powers over HOA issues!  Legislative committees must not be allowed to hear that the “stakeholders” met without hearing from an advocacy group!

Links to representative CAI “interview” questions: CAI-network3, CAI- network 4, CAI- network 5, and CAI-network6.


See What is this “association law” thing all about? and The questionable role of HOA attorneys.

a sad lesson revealing the apathy for true HOA reforms

On December 21, 2012 my Petition to the White House to declare that the people living in HOAs are still citizens of this country and of their respective state (White House petition to defend US citizenship of people in HOAs) failed to receive the necessary submissions for a WH response.  That petition failed miserably, evidencing a very narrow understanding of the actions necessary for HOA reform legislation. This lack of interest and concern denied reformers an opportunity to create a dialogue with Washington on a problem facing homeowners in all the states.   

A petition related to citizenship and a united country (grant the State of Louisiana to withdraw from the United States of America )  did get the 25,000 submissions (just under 39,000 submissions) and received a response from the WH, Our States Remain United.  Shame on all those advocates seeking reforms who failed to see an important opportunity to advance national awareness of and the need for HOA reforms across the country and in every state.