Buyer ‘Truth in HOAs’ Disclosure Agreement

Dear Prospective Buyer,

If you are planning to buy a residential property under a private government HOA, then you must read the following disclosure and “consent to be governed” agreement.  It contains information that will affect your rights and your expectations of rights that are lost when residing in an HOA.  You will not find this information from the attorney general’s office, the real  estate department or any consumer protection agency.  Nor will you be supplied with these facts that are material to the purchase of an HOA controlled property. 

Read it carefully!  Take it to an attorney, and not the developer or real estate agent.

Show it to the developer/builder, and the HOA president.  Will he agree to signing this document?  If he doesn’t agree or wish to sign-off, these are warning signs.  Ask him to explain why not and to what doesn’t he agree to. 

Record these statements, or have a witness present.  It is for your protection, for the safekeeping of your finances and your home.


Yours truly,

George K. Staropoli

Click here to read the Disclosure Agreement

Published by


"The Voice for HOA Constitutionality". I have been a long-term homeowner rights authority, advocate and author of "The HOA-Land Nation Within America" (2019) and" Establishing the New America of independent HOA principalities" (2008). See HOA Constitutional Government at My efforts with HOAs took me to a broader concern that was deeply affecting the constituionality of HOAs. Those broad societal and plotical concerns caused me to start this new blog for my commentaries on the State of the New America.

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