Rebuttal against the necessity of HOA foreclosure rights

 Mr. Berding, an attorney, has prepared a comprehensive and lengthy six-page justification (herein noted as “Foreclosure”)[i] for the need, and therefore the right, for HOA  foreclosure. As a non-lawyer, homeowner rights advocate of long-standing, I commend Mr. Berding for tackling this controversial issue.   The detailed attention paid to this issue, including the question of the morality of the right to foreclose, indicates how effective advocates have been in raising this legitimate act of gross injustice.  A right given to the HOA government that is embedded in the developer’s CC&R imposed adhesion “agreement”, and which is backed by state law.

HOAs are vital to our national security

The premise of Mr. Berding’s argument:  foreclosure is necessary in order for the HOA to survive.  “What any rational version of the debate centers upon is not whether we should enforce these obligations, but rather the means of that enforcement . . . . because enforcement today often means using some means of foreclosure . . .” (Foreclosure, p.2).   His justification is a very weak: “what’s the alternative?”

I ask: Why should HOAs be given “special dispensation”?

Continue reading . . . Foreclosure.


[i] The Great Foreclosure Debate: Should Community Associations use Alternatives to Foreclosure to Protect Their Cash Flow?, Berding-Weil enewsletter, January 2010, http://www.berding-weil.net/newsletter/2010/01/35/ (Jan. 8, 2010).

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Published in: on January 10, 2010 at 9:31 am  Comments (6)  

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6 CommentsLeave a comment

  1. En California hay un defensor del pueblo de estado (Ombudsman) que debe ayudarlo.

  2. ESTOY VIVIENDO EN SANTA ANA CALIFORNIA.
    THANK-U GEORGE POR SU PROTA RESPUESTA

  3. SOY PRESIDENTE DEL BOARD OF CHESTNUT SQ.
    EN NUESTRO EDIFICIO HAY UN TENANT .ESE TENANT NUNCA HIZO UN CONTRATO DE RENTA CON EL DUEÑO DE LA UNIDAD .EL DUEÑO PERDIO LA PROPIEDAD, ESTE TENANT TIENE MAS TENANTS VIVIENDO EN LA UNIDAD, Y ESTAN HACIENDO DAÑO A NUESTRA PROPIEDAD. ESTAS PERSONAS TIENEN VIVIENDO MAS DE 1 AÑO Y 5 MESES GRATIS , Y AMENAZAN A LOS MIEMBROS DEL BOARD. QUE PUEDE HACER EL BOARD PARA QUE ESTAS PERSONAS DESALOJEN NUESTRO EDIFICIO ?

    • ¿Dónde está viviendo usted? ¿Qué país? Si los estados unidos, ¿qué estado?

      Inquilinos y otras personas que están entrando sin autorización están sujetos a las leyes rurales o públicas. Usted musa contrate a un abogado. Por favor responda a este correo electrónico: george@pvtgov.org

  4. I found your blog because I wanted more information. The content you have on your blog needs to be discovered so I have added you to my Google News Reader. I really look forward to reading more posts from you.

  5. Good article. I appreciate you for posting it. Keep up the fine blogging.


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